Sports laser tag is a fairly new sport that is only gaining popularity in our country. There are several types of laser tag, each of which has its own distinctive characteristics. For example, sports laser tag is characterized by strict rules of the game. Sports insurance for laser tag is a mandatory rule, every athlete must have a certificate to be admitted to the game.
What is a laser tag and what kind of injuries occur in it?
In fact, laser tag is a military tactical game in which there are two teams, two camps. Depending on the purpose of the battle, the participants must capture the enemy flag or occupy the territory. Various equipment can be used in the game, such as laser weapons, military ammunition, etc. Sports laser tag is considered a discipline with a low risk of injury.
Common injuries in this sport are:
- Bruises from a fall;
- Dislocation of the limbs;
- Back injury;
- Sprains, bruises, and abrasions.
The main cause of all injuries in laser tag is carelessness in the fight. The rules of the game exclude injuries from collisions with an opponent or from the use of weapons, which means that an athlete can only get injured if safety precautions are not followed. Such injuries are covered by laser tag insurance against accidents at training or competitions.
What is covered by laser tag insurance?
Insurance for laser tag occupations against accidents (HC) covers bodily injury while playing sports and other circumstances specified in the contract. The insurance covers damages that have caused disability and require qualified treatment. Insurance risks include bruises of soft tissues and internal organs, fractures, sprains, burns, head injuries, etc.
On the Sport insure website, laser tag accident insurance can be obtained online in 7 minutes while receiving a covered policy anywhere in the world. Also, on the online sports insurance portal, you can buy a TCD insurance policy (for those traveling abroad).
All insurance certificates for classes in laser tag are divided into two groups by age categories – for children (under 18) and adults (over 18). Insurance of children for laser tag classes is available both in the standard version and with coverage for 24 hours. You can buy sports insurance for laser tag training for up to 1 year, having previously calculated its cost in the sports insurance calculator.
Types of insurance for laser tag practice
Sports insurance for laser tag can be bought by both novice athletes and professionals in the sports insurance service Sport insure.
For laser tag practice, our service offers several types of insurance – these are:
- Insurance for the competition;
- Insurance covered for 365 days;
- Insurance for a child with round-the-clock coverage;
- Insurance of athletes for traveling abroad.
Each of the offered types of laser tag insurance is covered in any of these countries.
When taking out insurance for a child, you can choose a policy with coverage 24/7. Children’s insurance (24/7 coverage) covers not only injuries sustained in training or competition but also accidents in everyday life.
Athletes who engage in laser tag only for the duration of a competition or training can take out basic sports insurance from NS, or TCD insurance with active recreation coverage. The TCD policy is issued with an indication of the host country.
How long can you take out laser tag insurance?
Laser tag insurance can be issued for a period from one day to 1 year. For daily training and regular competitions, it is advisable to purchase a policy for a year, which will provide insurance coverage for any sporting events anywhere in the world for a period of one year. For participation in certain competitions, it is possible to ensure an athlete only for the duration of sporting events.
When insuring a child, the most advantageous package is round-the-clock insurance for a period of 1 year. After issuing such a policy, the child no longer needs to take out additional insurance for any competitions, sports camps, and even outdoor recreation, both in Russia and abroad.
What to do in case of an accident
In the event of an accident, you should first seek medical help at the hospital. After undergoing treatment and being discharged from the medical institution, it is very important to take an extract from the clinic indicating the diagnosis and the course of rehabilitation of the athlete. The certificate must have live seals of the medical institution and the doctor.
The entire package of documents required to receive an insurance payment must be (in the event of an accident abroad) notarized with a translation into Russian. The package of documents with the attached application for material compensation must be brought or sent to the insurer’s office no later than a month after the injury.
You can find out the address and other contact details of the insurance company on the contacts page. Here you can also ask your question to an IC employee.
Online insurance – electronic policy
Electronic insurance for laser tag is an insurance policy for athletes, issued in accordance with the laws and regulations of accident insurance. Such a policy has absolute legal force, just like a policy on a letterhead.
The main advantage of online insurance is the preliminary calculation of the cost of the policy. The policyholder can independently find out the final cost of his policy in a special calculator of our service, having previously indicated the amount of insurance coverage, insurance terms, and the age of the athlete. After selecting all the required parameters, the system will automatically calculate the cost of the policy.